Purchase of Flat : For Purchase of new Flat and old Flat
Purchase of Building
Construction/Extension of Building : Construction on your already purchased land or Construction after purchase of land
Furnishing/Renovation of House
Take over home loan : Transfer of loan to other banks
Top Home Loan/Second/Third Home Loan : After successfully operating existing home loan , bank or Financial institutions provide 2nd and 3rd Home loan after fulfilling of bank’s guideline(As per guidelines of majority of Bank’s EMI should be paid regularly without fail or without any overdue within a given period of time )
Documents required :Common Property Documents—-
1. Title Deed of Land 2.Mutation of Land 3. Latest Tax receipt 4. Sanctioned Site plan 5.Tripartite agreement or Agreement between Developer and Buyer ,Power of attorney of land on which apartment is build (This point is applicable in case of purchase of flat) Note: These are general mandatory documents and some documents varies from bank to bank. Employment Related DocumentsDocuments Required : In case of salary person 1. Customer id card and Employment verification certificate 2. Income tax return 3 years or 3 Years Form 16 or Both 3. Customer’s 6 months salary slip 4. 12 months account statement of salary account 5.Car Dealer’s invoice of car model and price 6. KYC such as Aadhaar, PAN , Voter id or other ids ( At least needed One ID card and One Address proof) Documents Required : In case of Businessman 1 1. Income tax return 3 years or 3 Years Form 16 or Both 2. Trade License of Business 3. 12 months account statement of current account 4. Car Dealer’s invoice of car model and price 5. KYC such as Aadhaar, PAN , Voter id or other ids ( At least needed One ID card and One Address proof)
Car Loan
For Purchase of New Car
For Purchase of Old Car
Documents Required : In case of salary person 1. Customer id card and Employment verification certificate 2. Income tax return 3 years or 3 Years Form 16 or Both 3. Customer’s 6 months salary slip 4. 12 months account statement of salary account 5.Car Dealer’s invoice of car model and price 6. KYC such as Aadhaar, PAN , Voter id or other ids ( At least needed One ID card and One Address proof) Documents Required : In case of Businessman 1 1. Income tax return 3 years or 3 Years Form 16 or Both 2. Trade License of Business 3. 12 months account statement of current account 4. Car Dealer’s invoice of car model and price 5. KYC such as Aadhaar, PAN , Voter id or other ids ( At least needed One ID card and One Address proof)
Personal Loan
For Salary Person
Mudra Loan : For new or Existing businesses
Categorized As
Shishu
Loan Sanctioned Up-To Rs. 50000
Kishore
Loan range from Rs. 50001 to 200000
Tarun
Loan range from Rs. 200001 to 500000
Commercial Vehicle Loan
Vehicle loan for Commercial purpose
SHG(Self Help Group) loan
Women group
Loan Against Deposit
Loan sanctioned on deposit of bank(Eg: Fixed Deposit , Recurring Deposit)
Property/Mortgage Loan
Loan Sanctioned against Mortgage of Immovable Properties
